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One major point to keep in mind is this: many Americans carry excessive debt, which indicates that they are overspending in some categories, so using their spending as a guideline makes little sense. Start out by tracking your expenses for a month or two ... Read Article
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David L. Ramsey III (born September 3, 1960) is an American financial author, radio host, television personality, and motivational speaker. His show and writings strongly focus on encouraging people to get out of debt. Ramsey's syndicated radio program, The Dave Ramsey Show, is heard on more ... Read Article
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